Retirement Planning

Many people ask themselves ‘when can I retire?’ or ‘how can I plan for retirement?’ But there are lots of factors that affect your retirement decisions; Mortality and Health – According to research from the Office of National Statistics, in the 1960s...

Budget Summary – March 2013

The Chancellor’s March 2013 Budget confirmed many of the details that were initially announced during the Autumn Statement in 2012.  However, further detail and clarification was also provided on a number of key areas; Income Tax Personal Allowance – (basic) £9,440...

The Single Tier State Pension

The Government has proposed significant changes to the State Pension which will affect most individuals.  Some people may be better off, but many will see their overall state pension entitlement reduced. In its simplest form, the single tier state pension proposal...