Our 2018 Autumn Budget Summary

Our 2018 Autumn Budget Summary

The Chancellor delivered his Autumn Budget to Parliament this week and we’ve been paying close attention to the announcements and how they will impact on our clients. In this article, we’ve provided an overview of the key points for you. Pensions Lifetime and Annual...
Free Wills Month!

Free Wills Month!

Did you know that October is Free Wills Month? What exactly is Free Wills Month? Free Wills Month aims to bring together a group of well-respected charities to offer individuals or couples aged 55 and over the opportunity to have a simple Will written or updated free...
How To Avoid A Pension Scam!

How To Avoid A Pension Scam!

Pension scams can be hard to spot, and in this article, we wanted to provide you with more information as to how pension scams work, how you can avoid them and what you should do if you suspect a scam. Unfortunately, scammers can be articulate and financially...
The Powers and Duties of Trustees

The Powers and Duties of Trustees

The powers and duties of a trustee can be neatly categorised between: Dispositive – how, and in what circumstances, a trustee can distribute trust income and/or capital Administrative – how the trust is to be run When ‘running’ a trust, it’s a fundamental duty...
Making Gifts Under a Power of Attorney

Making Gifts Under a Power of Attorney

The Office of the Public Guardian for England and Wales (OPG) has recently provided updated guidance on how attorneys and deputies should approach making gifts on behalf of the person that they act for (known as ‘the donor’). This guidance applies to all attorneys...
The High Income Child Benefit Charge

The High Income Child Benefit Charge

What is Child Benefit? Child benefit is available to help those responsible for one or more children under the age of 16 (or 20 for those that stay in approved education or training). There’s no limit to how many children you can claim for, but only one person can...
LPAs for those with Flexible Retirement Benefits

LPAs for those with Flexible Retirement Benefits

According to research by one of the world’s leading insurers, Zurich, 79% of retirees using pension freedoms to manage their retirement savings are facing a potential ‘later-life financial crisis’. The reason being that they have not yet set up a lasting power...